As of 2026, homeowners who purchase solar systems (cash or loan) can no longer claim the federal solar tax credit directly.
However, a solar lease can still take advantage of federal incentives. Because the leasing company owns the system, they may be able to claim the available tax credit and apply that value to the lease pricing—which can help reduce upfront costs and keep monthly payments lower.

That’s why leasing is now one of the most affordable ways to go solar: no down payment, predictable payments, and lower energy costs without relying on homeowner tax credit eligibility.

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